Mortgage Rates 2024 Canada Reddit. Variable rates are led by the bank of canada but fixed rates can and do change all the time. Bank of canada rate cuts and their impacts, including lower mortgage rates, will be the story of 2024 and cause for celebration.

Here is our situation, we live in ontario and our current mortgage is up for renewal in january of 2024. Have you been offered a rate on a mortgage in the month of july?